Send money abroad, spend in dollars online, open a US bank account, and buy travel data and gift cards, all in one app and all paid for with Mobile Money.
Send money
Send to banks and mobile money at home, or to accounts abroad. Pick a recipient, check the rate, confirm with your PIN.
Virtual dollar cards
Create a virtual dollar card in the app, fund it with Mobile Money, and use it for online shopping and international subscriptions. Withdraw back whenever you like.
US bank account
Get your own US account and routing number. Receive dollars by ACH, keep them, or convert to cedis when you need them.
Gift cards
Buy gift cards for the stores and services people actually use, in the amount you want, and send them on.
eSIM
Buy a travel data eSIM before you fly. Choose a country or a global package, pay with MoMo, and activate from the app.
Security
Every transaction and every piece of your financial information is encrypted, with two-factor authentication as an extra layer.
We work with established financial market operators and use their security standards when handling your data.
Mandatory KYC protects everyone on Pay Up against fraud and money laundering.
Free to download on iPhone and Android.